‘Being a technology player in financial domain we envisage a huge business opportunity in the coming 2 to 3 years, riding on a massive technology explosion. As per NASSCOM the global fintech technology and services sector is expected to boom as a USD 45 billion opportunity by 2020, growing at a compounded annual growth rate of 7.1 per cent. With an evolving fintech ecosystem and huge market opportunity that India offers, we are just at the cusp of a revolution.’ Gaurav
Goyal, Co-founder, Cashcow
Goyal, Co-founder, Cashcow
Cashcow is a budding and one of the fastest growing fintech companies that is bringing banking to your doorstep. Our certified Advisors are available to help our customers for any of their financial needs, at their doorstep. Cashcow having tie-ups with over 50 banks & NBFCs has proven capability to offer best in market product spectrum & fit-to-suit solutions to fulfill varied consumer needs i.e. Home loans, Personal loans, Credit cards, Balance transfer and Top-up loans.
In an exclusive interview with Startup Terminal; Gaurav Goyal, Co-founder, Cashcow shares more insights about the venture and future goals.
Excerpts:
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| Co-founder of Cashcow (L to R)- Manish Aggarwal, Sarfraz Nawaz, Gaurav Goyal, Mustafa Patanwala |
ST: What inspired you
to make your mark in the field of entrepreneurship?
to make your mark in the field of entrepreneurship?
We are a pack of avid
professionals who have years of rich experience across diverse sectors.
We believe that Entrepreneurship brings feeling of abundance, be it
money, be it network, be it a happiness & success, thus our passion is to
create value through profitable business. We got this opportunity to
devote our time towards solving problems that impacts larger masses & in
some way make their lives more convenient & happy. We are aspiring to
change the way people do banking today.
professionals who have years of rich experience across diverse sectors.
We believe that Entrepreneurship brings feeling of abundance, be it
money, be it network, be it a happiness & success, thus our passion is to
create value through profitable business. We got this opportunity to
devote our time towards solving problems that impacts larger masses & in
some way make their lives more convenient & happy. We are aspiring to
change the way people do banking today.
ST: When did you start your venture? Please tell
us more about your venture.
us more about your venture.
Our venture is as
young as 3 months and as mature as having processed loans of more than 80
crores in this short span & able to spread our wings to Mumbai, Delhi
(NCR), Hyderabad, Chennai, Ahmadabad, Nagpur.
young as 3 months and as mature as having processed loans of more than 80
crores in this short span & able to spread our wings to Mumbai, Delhi
(NCR), Hyderabad, Chennai, Ahmadabad, Nagpur.
Cashcow is a budding and one of the fastest
growing fintech companies that
is bringing banking to your doorstep. Our certified Advisors are available to
help our customers for any of their financial needs, at their
doorstep. Cashcow having tie-ups with over 50 banks & NBFCs has proven
capability to offer best in market product spectrum & fit-to-suit solutions
to fulfill varied consumer
needs i.e. Home loans, Personal loans, Credit cards, Balance transfer and
Top-up loans.
growing fintech companies that
is bringing banking to your doorstep. Our certified Advisors are available to
help our customers for any of their financial needs, at their
doorstep. Cashcow having tie-ups with over 50 banks & NBFCs has proven
capability to offer best in market product spectrum & fit-to-suit solutions
to fulfill varied consumer
needs i.e. Home loans, Personal loans, Credit cards, Balance transfer and
Top-up loans.
Cashcow is empowering entrepreneurship to
masses today. Without any investment, you can become an Advisor on Cashcow APP.
Post installation Cashcow APP, you can start referring leads & start
earning. Once you become a certified Advisor (post clearing our certifications
for various products), you can start getting business from our company. Our Advisor
can be a House Wife, A Retired Professional, An LIC Agent, A charted
Accountant, A real Estate Agent or any other section of society, who is keen to
become an entrepreneur.
masses today. Without any investment, you can become an Advisor on Cashcow APP.
Post installation Cashcow APP, you can start referring leads & start
earning. Once you become a certified Advisor (post clearing our certifications
for various products), you can start getting business from our company. Our Advisor
can be a House Wife, A Retired Professional, An LIC Agent, A charted
Accountant, A real Estate Agent or any other section of society, who is keen to
become an entrepreneur.
ST: What business
opportunities do you see particularly in your sector?
opportunities do you see particularly in your sector?
Being a technology player in financial domain we envisage a huge
business opportunity in the coming 2 to 3 years, riding on a massive technology
explosion. As per NASSCOM the global fintech technology and services sector is
expected to boom as a USD 45 billion opportunity by 2020, growing at a
compounded annual growth rate of 7.1 per cent. With an evolving fintech
ecosystem and huge market opportunity that India offers, we are just at the
cusp of a revolution.
business opportunity in the coming 2 to 3 years, riding on a massive technology
explosion. As per NASSCOM the global fintech technology and services sector is
expected to boom as a USD 45 billion opportunity by 2020, growing at a
compounded annual growth rate of 7.1 per cent. With an evolving fintech
ecosystem and huge market opportunity that India offers, we are just at the
cusp of a revolution.
ST: How has been your
entrepreneurship journey so far?
entrepreneurship journey so far?
It has been a fascinating journey so far wherein we are learning &
innovating every day. The sheer joy of overcoming challenges and meeting
real-time needs of consumers / Advisors keeps our energy levels burgeoning. As
entrepreneurs we have been able to serve to 1000+ happy customers, able to
disburse 80+ Cr worth of loans & set up 1000+ credit cards. We are
able to empower entrepreneurship to 150+ Advisors which comes from various
backgrounds from 6 cities.
innovating every day. The sheer joy of overcoming challenges and meeting
real-time needs of consumers / Advisors keeps our energy levels burgeoning. As
entrepreneurs we have been able to serve to 1000+ happy customers, able to
disburse 80+ Cr worth of loans & set up 1000+ credit cards. We are
able to empower entrepreneurship to 150+ Advisors which comes from various
backgrounds from 6 cities.
ST: As an entrepreneur, what challenges do you
face in your day to day professional life, if any?
face in your day to day professional life, if any?
Each day comes with new challenges in our day to
day professional life. We need to bring good talent on board, finding good
talent is one of the challenge in today’s competitive market. We
invest good amount of time on training of Advisors, so that we can provide
business to them, as training & certification is new practice in this
domain, hence it comes as challenge.
day professional life. We need to bring good talent on board, finding good
talent is one of the challenge in today’s competitive market. We
invest good amount of time on training of Advisors, so that we can provide
business to them, as training & certification is new practice in this
domain, hence it comes as challenge.
We are focusing on optimizing our processes which
brings more & more transparency to Advisors & their payouts.
brings more & more transparency to Advisors & their payouts.
We brainstorm &
try to build our products to be user friendly, though behind the scene complex
technology plays its role & solve the most challenging problems.
try to build our products to be user friendly, though behind the scene complex
technology plays its role & solve the most challenging problems.
ST:
How big is your team? Are you planning to hire more?
How big is your team? Are you planning to hire more?
We are a passionate
40+ member team and will be rapidly expanding our operations nationally. We
have plans to hire good talent in our technology, business & data science
team.
40+ member team and will be rapidly expanding our operations nationally. We
have plans to hire good talent in our technology, business & data science
team.
ST:
What are your future plans?
What are your future plans?
We want to become
India’s No. 1 fintech Company in next 3 years. We also want to include more
banking products in our kitty which includes Insurance, Mutual Funds etc. Our
vision is to bring convenience & empower entrepreneurship to Indian
masses.
India’s No. 1 fintech Company in next 3 years. We also want to include more
banking products in our kitty which includes Insurance, Mutual Funds etc. Our
vision is to bring convenience & empower entrepreneurship to Indian
masses.
Congratulations
GAURAV GOYAL
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Congratulation Sarfraz sir and entire CASHCOW team.
Congrats team cashcow …its just the beginning… kudos !!