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Cashcow aims to become India's No. 1 Fintech Company in next 3 years

'Being a technology player in financial domain we envisage a huge business opportunity in the coming 2 to 3 years, riding on a massive technology explosion. As per NASSCOM the global fintech technology and services sector is expected to boom as a USD 45 billion opportunity by 2020, growing at a compounded annual growth rate of 7.1 per cent. With an evolving fintech ecosystem and huge market opportunity that India offers, we are just at the cusp of a revolution.' Gaurav Goyal, Co-founder, Cashcow

Cashcow is a budding and one of the fastest growing fintech companies that is bringing banking to your doorstep. Our certified Advisors are available to help our customers for any of their financial needs, at their doorstep. Cashcow having tie-ups with over 50 banks & NBFCs has proven capability to offer best in market product spectrum & fit-to-suit solutions to fulfill varied consumer needs i.e. Home loans, Personal loans, Credit cards, Balance transfer and Top-up loans. 

In an exclusive interview with Startup Terminal; Gaurav Goyal, Co-founder, Cashcow shares more insights about the venture and future goals.

Excerpts:


Co-founder of Cashcow
(L to R)- 
Manish Aggarwal, Sarfraz Nawaz, Gaurav Goyal, Mustafa Patanwala

ST: What inspired you to make your mark in the field of entrepreneurship? 

We are a pack of avid professionals who have years of rich experience across diverse sectors. We believe that Entrepreneurship brings feeling of abundance, be it money, be it network, be it a happiness & success, thus our passion is to create value through profitable business. We got this opportunity to devote our time towards solving problems that impacts larger masses & in some way make their lives more convenient & happy. We are aspiring to change the way people do banking today.

ST: When did you start your venture? Please tell us more about your venture.

Our venture is as young as 3 months and as mature as having processed loans of more than 80 crores in this short span & able to spread our wings to Mumbai, Delhi (NCR), Hyderabad, Chennai, Ahmadabad, Nagpur.  

Cashcow is a budding and one of the fastest growing fintech companies that is bringing banking to your doorstep. Our certified Advisors are available to help our customers for any of their financial needs, at their doorstep. Cashcow having tie-ups with over 50 banks & NBFCs has proven capability to offer best in market product spectrum & fit-to-suit solutions to fulfill varied consumer needs i.e. Home loans, Personal loans, Credit cards, Balance transfer and Top-up loans. 



Cashcow is empowering entrepreneurship to masses today. Without any investment, you can become an Advisor on Cashcow APP. Post installation Cashcow APP, you can start referring leads & start earning. Once you become a certified Advisor (post clearing our certifications for various products), you can start getting business from our company. Our Advisor can be a House Wife, A Retired Professional, An LIC Agent, A charted Accountant, A real Estate Agent or any other section of society, who is keen to become an entrepreneur.

ST: What business opportunities do you see particularly in your sector?

Being a technology player in financial domain we envisage a huge business opportunity in the coming 2 to 3 years, riding on a massive technology explosion. As per NASSCOM the global fintech technology and services sector is expected to boom as a USD 45 billion opportunity by 2020, growing at a compounded annual growth rate of 7.1 per cent. With an evolving fintech ecosystem and huge market opportunity that India offers, we are just at the cusp of a revolution. 

ST: How has been your entrepreneurship journey so far? 

It has been a fascinating journey so far wherein we are learning & innovating every day. The sheer joy of overcoming challenges and meeting real-time needs of consumers / Advisors keeps our energy levels burgeoning. As entrepreneurs we have been able to serve to 1000+ happy customers, able to disburse 80+ Cr worth of loans & set up 1000+ credit cards. We are able to empower entrepreneurship to 150+ Advisors which comes from various backgrounds from 6 cities.

ST: As an entrepreneur, what challenges do you face in your day to day professional life, if any? 

Each day comes with new challenges in our day to day professional life. We need to bring good talent on board, finding good talent is one of the challenge in today's competitive market. We invest good amount of time on training of Advisors, so that we can provide business to them, as training & certification is new practice in this domain, hence it comes as challenge.  

We are focusing on optimizing our processes which brings more & more transparency to Advisors & their payouts.

We brainstorm & try to build our products to be user friendly, though behind the scene complex technology plays its role & solve the most challenging problems.



ST: How big is your team? Are you planning to hire more? 

We are a passionate 40+ member team and will be rapidly expanding our operations nationally. We have plans to hire good talent in our technology, business & data science team. 

ST: What are your future plans? 

We want to become India's No. 1 fintech Company in next 3 years. We also want to include more banking products in our kitty which includes Insurance, Mutual Funds etc. Our vision is to bring convenience & empower entrepreneurship to Indian masses.

6 comments:

  1. This comment has been removed by a blog administrator.

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  2. Congratulation Sarfraz sir and entire CASHCOW team.

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  3. Congrats team cashcow ...its just the beginning... kudos !!

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